The independent bailiff can also carry out the blocking of income and the enforcement of the sum of money managed by the payment service provider in parallel. Debiting the bank account is not in itself illegal because the debtor’s income has already been blocked. From the point of view of the exemption, the origin of the amount in the account is irrelevant, the bank cannot investigate the legal title under which the amount in a bank account was received by the debtor. From the point of view of debt collection, the exemption rules applicable to the Wage garnishment are not applicable, it is possible that amounts that were exempt from the freezing are also deducted from the debtor’s account.(Vht. 7.§1.)